Medicare doesn’t cover:
- Room and board in assisted living facilities
- Adult daycare
- Long-term nursing home care
- Medical food or nutritional supplements (except enteral nutrition equipment)
- Services that help you with activities of daily living (like bathing and eating) that don’t require skilled care
Presenting and Selling Cancer Insurance:
- You can’t insure your car after the accident.
- You can’t insure your house when it’s on fire.
- And you can’t get cancer insurance after you are diagnosed.
- You must plan ahead!
Possible Objections:
- I don’t know how much more I can afford.
- I certainly understand that. That is precisely why I bring up Cancer Insurance to you. Can you even imagine coming up with the money to cover the expenses related to treating a long-term illness?
- What if I never get cancer?
- That would be wonderful. I hope you never have to use this policy. But if you do, you will never regret having it.
Actual Client Testimonial:
“I am 70 years old and on Medicare, and I also have a good Medicare supplement. When I was diagnosed with Cervical cancer three years ago, I knew the medical bills would be covered. However, the treatment (Chemotherapy and radiation for eight weeks) was at a cancer center 180 miles from home. That’s when I found out how valuable my cancer insurance proved to be. The motel bill for two months, the travel expenses, eating out, even someone to take care of the house while we were gone were all taken care of with the funds we received from the cancer insurance policy. Our daughter took time off work to be with me, and we were able to cover her expenses too. We had the peace of mind that all the unexpected expenses were covered. It was a stressful time, but the cancer insurance sure eased the financial burden.” – Virginia M., Missouri