News to Use for Agents in the Senior Market

A Publication of Senior Marketing Specialists
Week of February 27, 2017


tmbubble  Helpful Ideas to Help Lower Spending on Prescription Drugs

  • Talk with your doctor.
  • Take your medications as directed.
  • Check your bill, like you would at a restaurant. Use your plan’s preferred pharmacies.
  • Try a mail-order pharmacy.
  • Sign up for a pharmacy discount program.
  • Switch to generics whenever possible.
  • Check into state subsidy programs.
  • Find out about discounts from pharmaceutical companies.
  • See if you qualify for Extra Help.
  • Review your Medicare Part D plan.
  • Use your preventive care benefits.
  • Choose a healthier lifestyle.

https://blog.medicaremadeclear.com/blog/bid/207264/Ask-a-Pharmacist-Save-on-Your-Prescription-Drugs?utm_source=blog&utm_medium=social&utm_campaign=post&utm_content=blog8g

Why is this important? Finding savings for an individual can help to fund the additional coverage a person needs or help to maintain current coverage they may have.


tmbubble  County by County Look At Dual-Eligible Enrollment

The visualization enables you to view enrollment in each dual-eligible (Medicaid and Medicare Savings Programs) program at the state and county level. To view national data, select (All) for State and (All) for County. To see state-level data, select your State and choose (All) for County. County-level data can be viewed by selecting your state and then your county from the list.

https://www.ncoa.org/economic-security/benefits/visualizations/medicare-savings-program-visualization/

Why is this important? Building your marketing plan needs to include any consumers for the products you market. If you are marketing Medicare advantage plans the dual-eligible market can unlock tremendous opportunity. Note: Make sure you have completed all necessary certifications.


tmbubble  Link to USA.gov

USA.gov (www.usa.gov) is the official web portal for the U.S. government. It is a public domain website. At USA.gov, you can apply for benefits online, contact a government agency, or use the Internet’s most comprehensive search of government websites—all from one easy location.

You may link to USA.gov at no cost here: https://www.usa.gov/link-to-us

Why is this important? If you have a website it is beneficial to make it a source of useful information for your clients. Links such as this can add free, informative content.


tmbubble  Cost of Care

While some people may qualify for a public program to help pay for long term care expenses, most people use a variety of options, including long-term care insurance, personal income and savings, life insurance, annuities and reverse mortgages to ensure they can pay for the care they require.
Some average costs for long-term care in the United States (in 2010) were:

  • $205 per day or $6,235 per month for a semi-private room in a nursing home
  • $229 per day or $6,965 per month for a private room in a nursing home
  • $3,293 per month for care in an assisted living facility (for a one-bedroom unit)
  • $21 per hour for a home health aide
  • $19 per hour for homemaker services
  • $67 per day for services in an adult day health care center

https://longtermcare.acl.gov/costs-how-to-pay/costs-of-care.html

Why is this important? Help your clients understand that the lack of proper planning can result in a financial disaster.


tmbubble  These 10 Tips Will Help Keep a Caregivers Stress in Check

  • Put your physical needs first.
  • Connect with friends. Isolation increases stress.
  • Ask for help.
  • Call on community resources.
  • Take a break.
  • Deal with your feelings.
  • Find time to relax.
  • Get organized.
  • Just say no. Accept the fact that you simply can’t do everything!
  • Stay positive.

http://www.aarp.org/relationships/caregiving/info-06-2010/crc-10-caregiver-stress-managment-tips.html

Why is this important? Your clients and their families will be truly grateful for helpful and comforting information like this.


For an on-the-go and printable version, try the talkingMEDICARE Dowloadable Edition!