talkingMEDICARE with Mangus

A Publication of Senior Marketing Specialists

May 30, 2016 edition


CMS Requires You to Register Website

Any MA/PDP agent that has a website must be registered with each MA/PDP carrier they are appointed with.

As an example, below are some of the materials UHC has put out on the matter:

UHC Agent Website Check List

https://sms-university.com/wp-content/uploads/2016/03/Agent-Website-Check-List_Communication.pdf

UHC Agent Website Guidelines

http://image.email-uhc.com/lib/fef11c7577630c/m/6/Marketing+Materials+-+Agent+Website+Guidelines+Job+Aid+-+1015.pdf

Medicare Marketing Guidelines

https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/Downloads/CY-2016-Medicare-Marketing-Guidelines.pdf


Speed Up Your Renewal Process With Telephonic or On-Line Enrollment

Many carriers offer same day issue using their on-line or telephonic enrollment process. If your client needs moved from one carrier to another at renewal time this may be just the answer you need to make that as quick and painless as possible for both you and your client.

Here are just a few carriers that offer that service:

  • Manhattan Life
  • Equitable
  • Heartland Life
  • IAC (Individual Assurance Company)

Plan F is NOT Scheduled to Go Away in 2020

Many are concerned and thinking that Plan F is going away in 2020 because of changes made by the MACRA law. It is not. The only change is in availability to newly eligible individuals, not benefits. An estimated 60 million individuals will be able to keep or purchase plan F after 01/01/2020.


SEC. 401. LIMITATION ON CERTAIN MEDIGAP POLICIES FOR NEWLY ELIGIBLE MEDICARE BENEFICIARIES.

Section 1882 of the Social Security Act (42 U.S.C. 1395ss) is amended by adding at the end the following new subsection:

‘‘(z) LIMITATION ON CERTAIN MEDIGAP POLICIES FOR NEWLY

ELIGIBLE MEDICARE BENEFICIARIES.—

‘‘(1) IN GENERAL.—Notwithstanding any other provision of this section, on or after January 1, 2020, a medicare supplemental policy that provides coverage of the part B deductible, including any such policy (or rider to such a policy) issued under a waiver granted under subsection (p)(6), may not be sold or issued to a newly eligible Medicare beneficiary.

‘‘(2) NEWLY ELIGIBLE MEDICARE BENEFICIARY DEFINED.—

In this subsection, the term ‘newly eligible Medicare beneficiary’ means an individual who is neither of the following:

‘‘(A) An individual who has attained age 65 before

January 1, 2020.

‘‘(B) An individual who was entitled to benefits under part A pursuant to section 226(b) or 226A, or deemed

to be eligible for benefits under section 226(a), before January 1, 2020.

 

Medicare Access and CHIP Reauthorization Act of 2015

https://www.congress.gov/114/plaws/publ10/PLAW-114publ10.pdf